PROVE IT - Why Proof Matters More Than Opinions
- Dewayne Williams
- 4 days ago
- 5 min read
The documented path to a fully corporate AmEx card with no personal guarantee.
Before you believe people on the internet — make them prove it.
Not because you’re trying to argue.
Not because you’re trying to be right.
Not because you’re trying to go viral.
But because opinions don’t change lives — proof does.
Before you believe what someone says a corporation can or cannot do…
Before you trust definitions pulled from Google…
Before you accept ChatGPT definitions with no real-world context…
Before you let someone online tell you what’s “possible” or “impossible”…
Ask for proof.
Because structure isn’t theoretical.
Finance isn’t theoretical.
Banking isn’t theoretical.
Risk isn’t theoretical.
Protection isn’t theoretical.
These systems either work — or they don’t.
The Real Backstory Nobody Sees
People see videos.
People see success.
People see results.
What they don’t see:
• The nights I couldn’t sleep
• The times my bank accounts were frozen
• The lawsuits I faced thinking an LLC would protect me
• The pressure
• The fear
• The mistakes
• The learning curve
Nobody was there when I learned the hard way that an LLC doesn’t protect you the way people think it does.
Nobody was there when I realized that structure matters more than motivation.
Nobody was there when I understood that good intentions don’t override bad structuring.
This journey was never about proving people wrong.
It was about survival first.
Then stability.
Then structure.
Then scale.
The Shift That Changed Everything
In May of 2022, I made one of the most important decisions of my life:
I converted my company into a C-Corporation.
Not for hype.
Not for social media.
Not for trends.
But because I finally understood this truth:
How you structure determines how you scale.
Once I made that change, I stopped moving emotionally.
I started moving intentionally.
The First American Express Attempt — December 2022
In December 2022, I was introduced to the American Express Corporate Card program.
This is when I first learned the real requirements:
• Multi-year corporate history
• Verified revenue
• Proper reporting
• Corporate structure
• Data verification systems
• Financial credibility
• Institutional underwriting standards
I also learned something critical:
True corporate cards are not lifestyle products — they are institutional financial tools.
At the time, I didn’t qualify.
So I waited.
Not emotionally.Not bitter.Not frustrated.
Strategically.
Trying Again — March 2024
Two years later in March 2024, I tried again.
Still denied.
Not because the structure was wrong —
but because the data wasn’t verified.
My business information wasn’t properly reflected inside Dun & Bradstreet.
The system couldn’t validate what I already knew was real.
So again — I waited.
Focused.
Intentional.
Disciplined.
Enter Stripe Capital — May 2024
Then came Stripe Capital.
My first loan in May 2024.
No personal credit.
No SSN.
No tax returns.
No personal guarantee.
Just business performance.
This is when I started teaching publicly:
• Why C-Corps outperform LLCs
• Why structure matters
• Why separation matters
• Why data reporting matters
• Why systems matter
• Why corporate credibility matters
And I kept documenting the proof.
The Missing Piece: Dun & Bradstreet
Here’s the part most people miss:
I upgraded my Dun & Bradstreet profile and enrolled in CreditBuilder Plus.
This allowed me to:
• Upload financial statements
• Verify revenue
• Correct mismatched data
• Strengthen institutional credibility
• Build verified business identity
Now the system could see what I already knew was real.
January 2026 — The Final Attempt
January 2026, I restarted the American Express process.
This time:
• Structure was correct
• Revenue was visible
• Data was verified
• History was present
• Reporting systems were aligned
When the agent asked:
• Annual revenue
• Monthly revenue
• State of incorporation
• Year incorporated
• D-U-N-S number
I knew something important:
They were pulling data directly from Dun & Bradstreet.
No document uploads.
No tax returns.
No financial statements.
Just system verification.
Read that once more...
No document uploads.
No tax returns.
No financial statements.
Based on previous experiences, I was expecting document requests —
but the ONLY requirement was a lease agreement.
No uploads.
No tax returns.
No financials.
The Call That Changed Everything
At first, I was offered a collateralized option using a Certificate of Deposit.
Still:
• No personal guarantee
• No personal credit
• No SSN
Then the call came.
Approved.
$25,000 unsecured corporate limit.
Fully corporate guarantee.
No personal guarantee.
No personal credit.
No SSN.
This is real corporate finance.
When I Say the Legacy Builder Changed My Life
I mean it literally.
The first attempt happened in 2022 — and I didn’t give up.
I knew the corporation was the way to go because I had already lived the consequences of not being structured properly.
Having my personal bank accounts frozen, dealing with judgments as a result of a Merchant Cash Advance, and believing an LLC was protecting me taught me one hard truth:
No one was coming to save me.
We live in a world where people question your words because of how you look, whether you have a degree or not, your gender, your background, and your title.
We live in a world where people challenge truth even when it’s written in black and white.
We live in a world where letters behind a name often carry more weight than real experience.
For me, I needed a change — and the Legacy Builder did exactly that.
It changed my life and opened doors.
Doors the Legacy Builder Has Opened
Since 2022, these are the doors that have opened:
$1.3 million in business funding — no credit check
$1.9 million in real estate funding — no personal guarantee
2026 Cadillac Escalade in the company name — no credit check
American Express Corporate Card — fully corporate, no personal guarantee
The Message
People will discredit what they don’t understand.
People will Google definitions.
People will quote ChatGPT.
People will say:
“That guy is an idiot.”
“Why listen to TikTok people?”
“That’s not how it works.”
But here’s the difference:
They’re talking.
I’m documenting.
They’re debating.
I’m building.
They’re arguing opinions.
I’m showing receipts.
And here’s where it gets better — I’m showing business owners HOW.
From our Lifetime Masterclass,
To our Monthly Membership training classes,
To helping business owners build their legacy through the Legacy Builder.
The Math Is Simple
Masterclass: $149 with the discount code LEGACY — and you learn why the LLC is hurting you
Monthly classes: Subscription-based at $99/month
Starter Legacy Builder: Under $4,000
When you do the math — under $4K to never have to use your personal credit again for:
business loans
commercial real estate
company vehicles
corporate credit cards
corporate funding
That’s not marketing.
That’s structure.
That’s systems.
That’s leverage.
That’s legacy.
PROVE IT
I don’t argue.
I document.
I don’t convince.
I demonstrate.
I don’t debate opinions.
I show systems.
No matter what people say… make them prove it.
This is proof.
Stay tuned.