Stripe Offered Me Loan #9 Without a Credit Check — Here’s How I Got $717K in 1 Year

Let me be the first to admit it: I was wrong.

But in this case, being wrong worked out even better than expected.

For over a year, I’ve been teaching you how to leverage Stripe Capital to get business loans without using your personal credit or tax returns. And I always said:

“Once you pay your current loan down by 75%, Stripe will offer you another loan.”

That’s what I believed—because that’s how it worked for me up until now.

But today, Stripe just blew that theory out of the water.

I logged into my dashboard and saw this:

“Based on your payment volume, MAC Enterprise Inc is eligible for a $250,000 loan.”

And here’s the kicker...I’m only 63.9% paid off on my current loan.

That’s right: I didn’t even reach 75%, and they still offered me Loan # 9

Let’s break it down.

🧾 The Timeline: 9 Loans in 1 Year and 22 Days

• Loan 1: May 28, 2024 – $94,600

• Loan 2: June 24, 2024 – $10,600

• Loan 3: October 15, 2024 – $87,500

• Loan 4: November 14, 2024 – $22,500

• Loan 5: November 25, 2024 – $22,000

• Loan 6: February 20, 2025 – $79,700

• Loan 7: March 10, 2025 – $217,500

  • (Received: $209,691 after subtracting existing loan balance)

• Loan 8: April 30, 2025 – $32,800

• Loan 9: June 19, 2025 – $250,000

  • (Will receive: $158,575.63 after subtracting current balance of $91,424.37)

💵 Total Deposited Into My Account

Here’s how much I’ve actually received from all 9 Stripe loans:

• Loan 1: $94,600

• Loan 2: $10,600

• Loan 3: $87,500

• Loan 4: $22,500

• Loan 5: $22,000

• Loan 6: $79,700

• Loan 7: $209,691

• Loan 8: $32,800

• Loan 9: $158,575.63

✅ Grand Total: $717,966.63

That’s $717,966.63 in Stripe funding since May 28, 2024 — in just over a year.

No credit check.

No tax returns.

All powered by real business activity and my C-Corp structure.

🧠 The Power of Choice

One thing I love about Stripe is the flexibility. When they offer you a loan, they don’t just deposit the full amount—you actually get to choose how much of the offer you want to take.

That means you don’t have to take the full $250K.

You can slide the bar and choose the amount that’s right for your business.

This is perfect for businesses that want control, not just capital.

📊 A Better Repayment Deal

Another surprise? The repayment terms are even better.

Here’s what changed:

	Previous Loan (Loan 7)	New Loan (Loan 9)
Loan Amount	$217,500	$250,000
Fixed Fee	$35,887	$34,000
Total Owed	$253,387	$284,000
Repayment Rate	20% per transaction	12.7%
60-Day Minimum	$28,154.12	$31,555.56

Not only did they give me more money, but they dropped my repayment percentage from 20% down to 12.7%—making cash flow easier to manage.

🚀 What This Means for You

If you’ve been sitting on the sidelines, telling yourself,

“I’m not ready,”

“I’m waiting for my credit to improve,”

or

“I don’t think it works like that…”

It’s time to reconsider.

This isn't theory. This isn’t hype. This is real data, real funding, real results.

And it all started with proper business structure.

If you’re using a personal account or still operating through an LLC with no real separation—you’re leaving opportunities on the table.

💼 The Legacy Builder Changed My Life

I’ll say it again: the Legacy Builder changed my life.

I wouldn’t be here if I hadn’t set things up the right way.

I’ll be posting more details tomorrow, but for now—I hope this encourages at least one person to stop waiting.

This is what’s possible when you’re structured right.

Find a way. Build it right. Make it happen.